Passive income is a myth
Are you also a motivating bombarded from all sides about the success, passive income , etc.? Rozprawmy with this once and for all - passive income does not exist!
Passive income in Poland is becoming more popular. Google found more than 25 000 web pages on the subject. Of course, most approaches to the topic hiperoptymistycznie - do something, and later profited from this money. In my view, however, the matter does not look so rosy.
I dare to challenge such a definition from Wikipedia, and that "passive income is obtained when the time the work done (action, action) brings continuous profit." Just to prove it all.
Passive income from bank deposits - does not exist
Suppose you win the lottery one million dollars and put them into place with an annual interest rate of 6% (once executed action). So you get a month 4050 zł "passive" income (60,000 / 12 minus tax "beams"). Assume that this amount is sufficient for you and your family to survive, so do not take any work and live as a rentier.
Soon, however, it appears that inflation is 5% and - if you can count on - your investment at a loss (after deducting the real interest rates, "Belka tax" is in fact 4.86%). Your expenses are rising, your savings will decline - on the horizon there is the specter of bankruptcy.
Of course you have to somehow protect against this, looking for new investment opportunities, but it means working again.
Automated website
The only model I test (I have set the Autoblog recently), but from past experience based on a "regular" web sites, I conclude that this model also can not get passive income in its purest form. How could such a service would be for members? If it is created automatically, under the author does not endorse, does not comment, does not give anything by themselves - only deters users and does not attract advertisers.
Income from rental property - there are passive
Leaving aside the question of finding "good" real estate now, in the future also awaits you a lot of work and control over the collection of receivables tenants, repairs, finding new tenants, etc. The work so you do repeatedly.
Dividends from shares - weak passive
In "good times" of the company do not pay dividends (and in principle should not, as a shareholder benefit from increased value of the shares). In "bad times" pay a little more on interest on bank deposits. Of course there are exceptions, but they also find it takes time and work (once you sell shares in order not to lose).
Income from copyrights, licenses, patents - quite passive, but ...
Copyrights expire property is true until 70 years after his death, but if you want to live example of one song (work once done), you need a group of people for promotion, and even then it used to be people just get tired of ... In addition, an object of copyright, license, or whether the patent is valid product life cycle , and as a consequence - the decline and loss of interest in him.
Other examples of ...
For every example of passive income through which I find counter-arguments that income is not passive. But do not write this to challenge the wisdom of working people over their sources of "passive income". Such work makes sense. But if the work will be done only once, forget about it and you can count on long-term benefit from it - be careful you do not counted 
Since there is passive, then what?
Since there is no passive income, how else to call the income of which tell you all "stockholders"? As noted earlier, purely passive income does not exist and in fact always have to look after their interests. The only question is how much time you devote yourself to it? Work-time is 40 hours per week. If your interests spend a lot less - you can talk about a "rentier"
With the majority of interests associated with "passive income" is a completely different - especially in the beginning. They require a huge commitment to the acquisition of knowledge, overcoming the difficulties at the start, drift failures etc. And at the beginning of the great income you can only dream ...
I suggest "passive income" income called "odłożonym in time" or "distributed in time." And what time to consider? Discretion: productive (eg, "the hour of my work is worth X zł") or complete ("Y-earning zł / h, even when I sleep")
or recommend other social networking sites:
Tags: investing , motivation , financial independence , passive income , financial freedom
Luke Jarzembowski, author of the blog - since 2006 under the illusion that it will be rich ... ;-) But still working hard on this. Programs , blogging , and positions , creating and promoting their e-businesses . 
Entries similar to "Passive income is a myth"
- No related posts
on 13 August 2008 at 1:31
I am a very similar view. No work no cakes. It is absurd approach to online business as the goose that lays the golden eggs. To achieve something you must constantly keep up to date and watch business, and it does not work yet lighter than a full-time. Actually, to establish a permanent source of passive income you will need to invest big money, and it is not available to ordinary people, no matter how "positive" thinking.
on 9 November 2008 at 10:31
you're quite right, but note also that you do not have to perform the work. Imagine being part of your passive income you give to someone in exchange for the fact that he is guarding your entire yard?
The only thing that limits us in our lives is our imagination, it is up to you how much you let it run 
I greet
on December 9, 2008 at 9:05
@ New Year's Eve: You can hire someone to guard the yard, but note that the% of the profits it easier to hire an amateur than a professional. Professional expects stable and not a small salary - he is professional. If, therefore, from this "passive income" subtract salary for a pro - I wonder if dlaej will you have such a profitable business. Besides, even professionals need to control - as you might think, why in addition to the board in the supervisory boards of public companies?
on December 9, 2008 at 9:12
@ Darius: "Actually, to establish a permanent source of passive income you will need to invest big money" - this I disagree, because even a lot of money investing this income will not be "purely passive".
With ebiznesowego backyard - look at O2.pl - they have invested big money in the business, and somehow still working ...
Golden Thoughts from the railroad did not invest huge money (only later acquired the investor), and from what I see also in this case - none of the owners are not considered as "rentier".
on 25 February 2009 at 18:05
[...] Earnings from your blog can not be considered in the category of passive income and at one point completely stop blogging. However, you can - thanks to the constant, [...]
on 9 April 2009 at 16:36
Welcome.
I must admit, a very interesting article, though short. I liked that, with some rozwiewaz adopted from "American Dream's".
But forgot one more form of building passive income, namely the building of the system. I have in mind not only the MLM companies like Amway la, or Avon, but also the system in the sense of min-max, or you reach the minimum amount of work rising incomes.
This idea is partly based on the principle of operation of the aforementioned companies. Namely, there is an important product or services, and promote it, then figuring out a level of knowledge of the sale and promotion of that service / product, and then employ laymen to teach them the same or transfer of the knowledge so large that they able to promote and sell u / pa then open its own branches in other cities.
In summary this is a system based on action zasadzach MLM companies but also akwizytorskich, min.-max.
Yours.
PS. If you desire to establish longer run dyskusjii invites: waldemar.mroczek @ gazeta.pl
on 19 April 2009 at 19:20
Of course this is not a myth.
For example:
Website - 100 pages - valuable content to which people will be to link - positioning - low competition - a few months and we have one position in google -> with a little luck continued lack of competition and we have our few dollars a day from adsense.
Do not mention the partnership programs, which you can earn even more.
The condition must be fulfilled -> low competition, and I earn over the years, without looking to the side.
on 20 April 2009 at 21:30
@ Jacek K.: If this "passive" income has come for two years (let's assume that after such time will be competitive or lower will be "exhausted" - it happens), you can easily calculate how much income you bring this service and how much time sacrificed in its creation, and therefore you can calculate your hourly rate eg (zł / man-hour) and the meter is IMHO a much more appropriate way to express income than the concept of "passivity".
Also once I was excited about the concept of "passive income". However, if you gain some experience and take their income too "passive", you will see that this formulation is just a cover for quite heavy, but fascinating - work
on May 8, 2009 at 9:55
A bit of not quite so.
The fact that the web sites and e-sides of the profits will not be "forever" but when it comes to investments and dividends Rentier - you're wrong.
First of all - no one buys into the "package Dividend" only one company - you buy the entire portfolio. Then, even as 50% of companies do not pay dividends and the rest of her limit - and so your profit is to "hold" - that is purely passive.
Two - if you have already mentioned an investment of 6%, and inflation is 5% and 1% so you have a passive income! The fact that you do not have enough life has no meaning here - 1% of the pool will have ulokowanej anyway.
Looking long term - inflation jumps from 3-6% and 6% taking place de facto earn more.
on 13 May 2009 at 12:26
The simplest and quite automatic investment in parking garages (the highest possible rate of return on Property often below 10 years).
In times of cellular phone, mail and wire transfers no problem by having a fleet such as xx or garage parking spaces to generate passive income that requires 1 hour of work once in a while.
In the case of the debtor's debt collection company, even castles ming as you need.
on 16 September 2009 at 14:41
Hello
"Passive income is a myth," this whole argument is nonsense. That sounds like a desire to call the audience and you would find this blog and cause discussion here about the obvious issues.
You might as well write that "the sun revolves around the earth."
If I buy a pair of binoculars for 100 zł and ask her to post. Tourists will look through it for a fee upon return of the invested sum, from this point will be passive income or not?
I gave here the simplest model of passive income.
on 16 September 2009 at 15:26
@ Ethos, and if a week after installation on the post that someone will steal a pair of binoculars, zniczczy or put next to another pair of binoculars and income does not exceed 100 zł what will it be?
Failed investment.
And in these categories need to consider everything that is related to this pompously called "passive income".
And I wrote this post not only to increase your blog audience, but to educate people blindly Kiyosakiego gaze upon the books and the like - for each source "passive" income, you need a bit of continuous operation - to maintain it.
I know this from personal experience, so if you have any other experience (not believe) - share them: P
on 6 April 2010 at 16:11
[...] Proving that you can earn in Poland on partnership programs and in a relatively short time (I count about 3-4 months) to create a source of as passive income. [...]
on 30 April 2010 at 21:36
Once I made an appointment with a friend in empik and just when he went on a shelf with guides American authors (I read them in your life but also many books I read quite a lot of non-profit, niche such simple but accomplished people such as Namkhai Norbu).
I went to a friend, and suddenly it hit me what I told him, "Leave the books, each of these authors wrote it only because it counts on the money. If they do not get it to the rack was empty. Read the books of those who write for the people and not for money. "
Senor kyiosaki probably in Poland, what few people know the whole story was making up his life. Gold and other methods like spells that yes mary function in 50% of cases exactly the same work effectively given placebo patients. What is the conclusion? think of the same method in which you believe that it will work for you, you do not talk about it, use it diligently, or modify in accordance with the results. But this method is no way someone says because there is not a prescription, no prescription what is not, is the only art knowing myself as a thinking sentient beings living and variable. Understand yourself, trust yourself, perform a.
on 14 May 2010 at 21:00
Hehe I laugh as I read. The typical victim, I wish more of such thinking and wealth will be seen only in the movies
on 2 July 2010 at 14:49
[...] People from the industry vendors treated as a dream (especially - the dream of wealth, financial freedom, etc.). Also MLMowe products in most cases are not worth the price. I said [...]
on 6 July 2010 at 19:13
Passive income is a relative term. At least I think so. Everyone will treat it differently. First of all, a person who does not know what to take and how it can create income is doomed to failure. We need to start from the knowledge, so books that are a source of knowledge (at least I gain knowledge). Later, the practice and is no longer so great. The first stumbling, but those who persevere to achieve what they want. I personally use three passive income, namely:
- Websites
- Network Marketing
- Loans (20% per year)
Over time, I also want to learn how to invest in both real estate and in the plot. But here you need a little more capital. I have many ideas and I am a young man 21 years in the age of 30 do not want to work, so now I spend in the future to be able to boast a high passive income.
Of course not, so that if we are passive income do not have anything to do. Living up to us to be bored if we did not have anything to do
on 22 July 2010 at 11:15
This article. This pessimistic approach. I can see how a little knowledge is what he wrote, as well as other readers. No wonder that Poland is far behind in this respect. First of all passive income you do not know anything. Zripostuje short, I own a business, and I do not have to watch it from the professionals with whom I pay. Specialists working and I'm in Jamaica, my responsibilities are at specialists. Narobili To me the damage is not possible because it motivates them a bonus. So the business men do not know anything. Passive Income is not a myth. You have to kolegować with people who really live and take example from them. Regards, I hope more reading on the subject and practice.
on 22 July 2010 at 12:02
The main objective of passive income is above all a "Person" who loves to do it. We can not have that "stinking lazy" cwaniaczkuje. I liked the program, which once ran Najsztub-interview he did with Ryszard Krauze, at the bottom of the counter could see the zloty fall into Krauze's account at the time. Krauze sitting, talking with Najsztub at that time from what I sowed the account at all times to power the average PLN 1000 per minute, so do not talk about what you put leniu and will have passive income. Passive income is a good definition, as you sow so you reap. And it is not a myth. Mainly because the point that when he is sitting and drinking coca cola on the terrace, the account is operated. Bill Gates, left the company has a whole team of specialists, and the company is still rising, and Bill took up philanthropy, and business is no longer sitting. It does not have, will collect royalties long and long.
on 3 August 2010 at 22:07
Beautiful arguments about passive income. I wanted to ask if któas of the people who wrote here was a leader in mlm'mie Tell me any. Najczęjściej on these subjects are people saying that do not have a complete idea of what they say. Psywny income, such income is that you get without having a regular job or daily presence in the company. Not indicated in our total lack of commitment. But for example if you have buildings which from time to time require repair if repair cost is still lower than the sum of influences it is still a passive income. If not - you did a bad deal ;-)
on 17 August 2010 at 14:00
I consider that passive income is a myth everywhere you need to work to achieve success but there are businesses that do not require much pracy.Takim is such http://depth.com.pl/?ID=915 invested little money there, because only 17 zł and then pulls up to 3 people in their turn next, and so in depth you can have a fifth of 4131 zł deposit donations from other participants who, in the fall as we were entering. And if you happen to have some people can go if you want to two step, and there make as much as a month in donations, people very often confuse it with a pyramid scheme but it is not everything he writes on the legality of the program are in line with Polish law, I myself already got your first deposit so the money take ordinary people and not the creator as some people think I'm not surprised because I I thought so in Poland it is difficult for people to believe in things that is probably why a lot of scammers but then you can always check it's free it's my gg as anyone has questions or skype martinno 5074529-24
on 13 September 2010 at 17:22
Hehe!
This text made me laugh. At the beginning you write that there is passive income, then it is not income to the end of the passive, and in the end that if you do not work more than 40 hours a week, you can safely say that it is a renter heheh.
I think that too emotionally podeszłeś to the subject. You're right, there is no money for the opierdalanie
And no person who wants to know about it passively. Besides, no self-respecting investor himself, he never uttered such views that buys a house, take care of the tenants and all that, so if you think I am not surprised that your negative attitude 
. But I'm not sure whether you are a teenager or a student that gives golden advice and awareness-raising tens if not hundreds of thousands of Poles that there is passive income? If the great charówa is finding tenants for you (notice on the net) and accommodation of the conversation, then the same with the next person that what you write here at all, you're not Rob and lazy 
It is a pity that they do not who can agree with you and believe in what you write.
Pozdro bowl.
The BareX
on 23 September 2010 at 11:08
I will be brief, instead of fucking start doing something. :) Good luck
on 22 December 2010 at 3:15
I really liked this post. It's a "bucket of cold water" to those that think that, as poczytają of passive income, that are already on the way to it.
The residual income you work hard and then not only watch but also to have some way out.
Probably will not make a mistake as I write that on the blog in Poland can be within a few months to 2 years to start earning quite a lot to be able to deal with just blogging.
on 27 December 2010 at 19:31
Passive income does not exist? To them zaliczyłbym MFA sites, but given that you have to spend time in 15 min. to extend the domain of the server and it also is not. There is no perpetual motion machine, but the projects are adjacent to them.
on 9 May 2011 year 12:30
Luke Jarzembowski - bravo!
Only what I read and I have to ask one question:
Why all those who praise passive income so they work?
They created something that is earned, earning, and probably will continue to earn and ... create something that has to earn.
This original investment unless already paid off, huh?
But no, they are more and more.
The net is a guy who boasts that he earned in 7 days 20 000 gold, but only a finite idiot will fall for it.
Day "0" - has a zero-day "7" is 20,000 - more ściemy not seen.
on 19 February 2011 year at 18:53
I do not understand the creator of this bloga.Podważasz divorce right idea of passive income on the basis of future events that can be adapted to all the ways zarabiania.Przypuśćmy that you work at work and someone you suddenly slow down, or suddenly was instrumental in the meteor lands, and is not one hundred kryzys.Nigdy percent chance of powodzenie.Pasywny income is realistic and is the best option of all, because you can take a break in the guarding business and take the example in Honolulu for a few months, of course, if you're all well zorganizowane.Jest one more thing to passive income it must be safe to diversify, then it is safer than has praca.Jeszcze about passive income is a lot of work, but work smart and open to the future.
on 28 March 2011 year at 17:34
Max, great comment, 100% agree with you!
on 14 June 2011 year at 12:39
It is known that way in our country Kijosakiego weak check ...
There is no income, which acts as a perpetual motion machine, but there are opportunities to earn money on the internet not inconsiderable for a long time without doing almost nothing.
In order not to be groundless, I propose an interest in this topic: http://tnij.org/l73o
Its knowledge is priceless and really earned a lot on it.
on 26 June 2011 year at 13:38
So what are you doing here sans advertising ad? irony
on 30 July 2011 years at 11:40
After all you have to do everything you can commission another person and her pay for it even works on the collection of duties and control of tenants, repairs, finding new tenants, etc. The work so you do repeatedly.
You can pay and that's all you can have someone and let them do it on our behalf
on 30 July 2011 years at 11:50
Automated website.
Attracting new customers and keeping such a site and you are there you can have any work.
The work can have such a company and let them up for us all do what we want and then we have a strong passive income.
There is only so that the income from the e-business must be large enough to pay for the work of his administration, and yet remained for us profit and this profit will be very passive.
Persons administering it to be a professional to not have been too much control and wrangle with them
on August 9, 2011 years, at 9:55
Author is a little unnecessarily excited. No one minded not treat such income as a source of endless profits. Anyone who wants to have a passive income involves performing some work.
Wypowiezią I agree with Paul - a well-organized passive income is more secure than a full-time job. And enjoyable. I prefer to work 20 hours a week from anywhere in the world and in any times, than the torture 8h/dzień August from 8 am.
I have passive income from the practice. Developing it for several months. For now go on this any 500-800PLN/miesiąc. Few, but spending just a 1h/tydzień.
Of course, the beginnings are very labor intensive.
30 August 2011 years at 16:18
Passive income exists, and the best place to notice the Internet. The creator of extremely popular websites (eg allegro, nk), today it is unlikely to have pracować.Ich passive income exceeded their expenses, so now they can afford to hire people who will do anything for them.
If you have already run out of pure pleasure and CAN NOT compare this work with work about 80% of the population.
Some believe that the earnings in a few days is impossible.
Well, it is difficult to achieve, but possible.
The training I have heard stories of a German publication in the newspaper where someone posted the information for one brand that sells a way to be rich.
He assured that it is a safe and legal manner.
On this page answered a few thousand people and each of them sent one brand. After a few days in the same newspaper
this man placed an advertisement, "If you want to be rich to do
as well as I did. " Do not lie to anyone, sold effectively.
on 8 October 2011 years at 23:04
Love, health, self-realization - each of them dreams. Money is not everything, though in modern times without them, it is difficult to achieve in anything.
In carrying out their plans interfere with the crisis, unemployment, low wages for time work, the problems of the pension system, laziness of politicians. Sad but true.
Faced with this reality, there is a business that can boast of growth for many years.
You have free will and choose what suits you best. You can play the lottery and waiting all my life for a possible win. You can work on-time, live on credit. You can open a traditional business. Everyone is the architect of your destiny.
Well-being, health, gainful employment and development opportunities. That the items to accompany you every day.
Do you enjoy getting up in the morning the next day, or maybe you are wondering: at this time bad happens?
It gives you the opportunity to earn decent money with minimal own cash.
I suggest you not only a way of life and making money, but financial freedom. I offer you the system and the stability of income. The safety and comfort, in a later stage, passive income.
Various thoughts revolve in your mind. About whether this man? What do you mean?
Marketing Equal Opportunities
I invite you to the business, in which:
know people who think like you
you are free to combine work, education, hobbies, family life with the development of this business
get a proven system, you just act, you do not create anything new
Model-building business, to me, is simple, but it is only when it works. To do it well, to be successful you need the knowledge and skills. I and more than 2,000 people to share their knowledge and experience closed the discussion forum, training. Most importantly, my support as a Certified Coach and Certified Business Coach.
What's next? ACT! Waste of time, this is the best time to start.
Sign up for an online presentation: http://maciejkozubik.pl/prezentacja/
Regards
Maciej Kozubik
on 27 December 2011 year at 18:59
Small parties which have 10 pages of full automation can make money. Positioned on the less popular keywords website generates revenue through advertising or recommending the products of other companies.
There are other ways as once written a book that sells, even after 10 or 50 years. Example?
Dale Carnegie: How to win friends and win people over.
on 30 December 2011 year at 13:53
The myth of "passive" income will soon face Peter Michalak for free training, "Automation of Business": http://automatyzacja-biznesu.miastoszkolen.pl/ # p2s2
I invite all skeptics and supporters of the concept
on 6 January 2012 by at 23:53
But But
MLM as a leader I can safely say that the passive income (and quite passive, that is, doing something once and now) there! in addition my MLM is almost a perpetual motion machine, in addition, I do not have anything to sell or even tested. live not to die 
the whole argument can be rolled away ... and hide among fairy tales 
greet a real rentiers who work on their